CANONICAL ARCHITECTURE & NATIONAL IMPLEMENTATION BLUEPRINT

The iCARE Ecosystem

Canonical Architecture & National Implementation Blueprint

The authoritative source document for all federal, state, county, philanthropic, and corporate briefings, grant applications, policy papers, certification manuals, and implementation guides.

iCARE Framework

Policy · Governance · Standards

iCARE Platform

Programs · Services · Outcomes

TRACER Engine

Coordination · Routing · Measurement

Language Learning Decision Support

Intelligence · Prediction · Optimization · LLC

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

EXECUTIVE MEMORANDUM

The iCARE Ecosystem is a governance and technology framework designed to improve cross-sector coordination among state agencies, local governments, healthcare organizations, nonprofit organizations, educational institutions, housing providers, victim service organizations, workforce development programs, and community partners. Across virtually every jurisdiction, individuals facing complex life challenges — homelessness, domestic violence, behavioral health conditions, child welfare involvement, unemployment, or financial instability — must navigate multiple disconnected systems before receiving coordinated assistance. The iCARE Ecosystem addresses this fragmentation not by replacing existing agency systems or authorities, but by connecting participating organizations through structured governance, secure information sharing, standardized implementation, and performance intelligence — while fully preserving each organization's independent authority, mission, funding streams, and legal responsibilities.

The framework is built on four integrated components that work in concert to enable meaningful coordination. TRACER is a secure, constituent-centered collaboration engine that supports authorized information sharing and real-time coordination among participating organizations. Agency Performance Dashboards provide executive-level visibility into operational metrics, service utilization, outcomes, implementation progress, and grant performance. AI-Supported Decision Assistance provides human-supervised tools that help staff identify potential service gaps, recommend evidence-informed resources, and support coordinated care while preserving professional judgment at every level. Finally, a structured Continuous Quality Improvement process — conducted through quarterly implementation reviews — ensures that the framework learns, refines, and improves as additional organizations and jurisdictions are brought into the network.

The iCARE Ecosystem is designed for phased, demonstration-driven implementation, beginning at the county or regional level to evaluate how coordinated governance, standardized processes, secure technology, and performance intelligence can produce measurable improvements in service delivery and participant outcomes. Lessons learned from each demonstration site directly inform responsible expansion to additional jurisdictions. Any agency, jurisdiction, or cross-sector collaborative that chooses to adopt this framework has the opportunity to become a recognized leader in coordinated human services delivery — demonstrating that the organizations already committed to serving communities can achieve significantly greater impact when they are empowered to work together.


© 2026 SeanSherrie Enterprises (SSE). All rights reserved. The iCARE Ecosystem, TRACER, and all associated frameworks, methodologies, and materials are proprietary to SeanSherrie Enterprises (SSE). Unauthorized reproduction or distribution is prohibited.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

DOCUMENT PURPOSE

How to Use This Blueprint

This canonical document is the single source of truth from which all iCARE communications are derived. Rather than writing separate documents from scratch, each audience-specific briefing references and adapts material from this blueprint—ensuring consistency while allowing emphasis to be tailored to each recipient.

Elected Officials

  • President of the United States
  • Governor of Florida
  • Florida Legislature
  • Lee County Leadership

Federal & State Agencies

  • White House Domestic Policy Council
  • Florida Cabinet & Agency Secretaries
  • DOJ · HHS · HUD · VA · DOL · DOE
  • SAMHSA · CMS · ACF · OVW · OVC
  • LCHDC

Philanthropic Partners

  • National Foundations
  • Robert Wood Johnson Foundation
  • Kresge Foundation
  • Network for Good
  • AWS for Nonprofits

Corporate Partners

  • NAR · eXp Holdings · Mpire Financial
  • Microsoft · Salesforce · Google
  • Amazon AWS · Apple · OpenAI
  • Healthcare Technology Sector

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

Table of Contents

01

Executive Summary

The national imperative and iCARE response

02

America's Fragmentation Problem

The structural crisis in human services delivery

03

Why Existing Programs Are Not Enough

Gaps, redundancies, and systemic failures

04

The iCARE Framework

Policy, governance, standards, implementation

05

TRACER Collaboration Engine

Consent, routing, audit, referrals, measurement

06

AI-Supported Decision Assistance

Predictive analytics and intelligent prioritization

07

Performance Intelligence Framework

Dashboards, metrics, and accountability systems

08

National Governance Model

Multi-level coordination and oversight structure

01

Federal Agency Integration

Cross-agency alignment and funding coordination

02

Lee County Demonstration Project

Proposed national pilot implementation

03

National Expansion Strategy

Phased deployment and replication toolkit

04

Economic Impact & ROI

Cost avoidance, efficiency, and economic development

05

Non-Negotiable Guardrails

Architectural integrity and ethical standards

06

Audience-Specific Briefings

Eight tailored communication frameworks

07

Founder Biography

Seanna Smallwood — vision, background, credentials

08

Appendix & Live Funding Matrix

Resources, links, and grant opportunities

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION I

Executive Summary

Across America, millions of individuals and families navigate a deeply fragmented landscape of human services—each agency operating in isolation, each system blind to what the others know, and no shared infrastructure capable of coordinating care, tracking outcomes, or preventing duplication.

iCARE is a national framework for cross-system human services coordination—a technology-enabled public administration infrastructure that connects housing, health, justice, education, workforce, child welfare, behavioral health, and domestic violence services through a unified operating system.

The Problem

Siloed agencies, duplicated services, no shared accountability framework

The Framework

iCARE provides the policy, governance, and operational architecture to unify delivery

The Engine

TRACER enables consent-based, real-time cross-system coordination

The Pilot

Lee County, Florida serves as the national demonstration project

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION II

America's Human Services Fragmentation Problem

The United States invests hundreds of billions of dollars annually in human services programs across federal, state, and local systems. Yet the outcomes for the most vulnerable Americans remain chronically poor—not because the programs are ineffective in isolation, but because they were never designed to work together.

The result is a system that exhausts its participants, burns out its workers, misallocates its resources, and consistently fails to achieve sustainable outcomes for the individuals it is designed to serve.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION III

Why Existing Programs Are Not Enough

What Exists Today

  • Federal programs addressing housing, health, workforce, and justice independently
  • State agency silos with independent data systems and reporting requirements
  • County and municipal programs that duplicate or contradict state-level efforts
  • Nonprofit organizations filling gaps with limited capacity and coordination
  • Technology pilots that address single agency needs without interoperability

What Is Missing

  • A shared operating framework that crosses agency and jurisdictional boundaries
  • Consent-based data coordination that respects privacy while enabling collaboration
  • Real-time performance dashboards visible to all participating stakeholders
  • AI-assisted decision support calibrated to individual constituent needs
  • A national replication model that can scale from county to state to nation

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION IV

The iCARE Ecosystem

Canonical Public Administration Infrastructure

iCARE Framework

Policy · Governance · Standards · Implementation Guidance

The architectural layer that defines how agencies participate, what standards govern data and privacy, and how accountability is structured across the system.

iCARE Platform

Institutional Operations

Programs · Services · Compliance · Reporting · Outcomes

The operational layer through which participating institutions manage service delivery, compliance obligations, and performance reporting.

TRACER Engine

Cross-System Collaboration Engine

  • Consent-Based Coordination
  • Workflow Routing
  • Audit Trail
  • Referral Management
  • Outcome Measurement

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION V

TRACER Collaboration Engine

Technology-Enabled Cross-System Coordination

TRACER (Tracking, Referral, Audit, Coordination, Engagement, and Reporting) is the technical infrastructure that makes cross-system human services coordination operationally possible without compromising individual privacy or agency independence.

1

Consent-Based Coordination

Every data share and referral pathway is activated only with explicit, documented constituent consent—creating a legally defensible and ethically grounded coordination layer.

2

Workflow Routing

Referrals are routed intelligently across participating agencies based on service availability, eligibility criteria, constituent location, and real-time capacity.

3

Audit Trail

Every transaction, referral, consent action, and service interaction is logged in an immutable audit trail—enabling compliance verification and accountability at every level.

4

Referral Management

Warm handoffs between agencies are tracked from initiation through completion, ensuring that no referral is lost and every constituent receives confirmation of service connection.

5

Outcome Measurement

Cross-system outcomes are measured against shared metrics, enabling agencies to see their individual contributions to collective goals and system-level impact.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION VI

Intelligent Decision Assistance

iCARE deploys Language Learning Modeling (LLM) to review Federal, State, Local, and Nonprofit Organization qualifying criteria and additional documents uploaded by the applicant, ensuring that caseworkers, administrators, and system leaders have access to the most relevant information at the moment of decision. For programs covered under the iCARE Framework, this technology architecture eliminates the circular-disqualifying, systemic barriers by supporting Program Coordinators in their review processes. Criterion may be uploaded to support Program Coordinators to ensure the delivery of programs and services to millions of Americans who have been stuck in a broken feedback loop.

Predictive Risk Identification

AI models identify individuals at elevated risk of housing instability, recidivism, health crisis, or family separation before those events occur.

Service Matching

Intelligent matching connects constituents to the most appropriate available services based on their full profile rather than a single presenting issue.

Capacity Optimization

System-level AI monitors agency capacity in real time and dynamically adjusts referral routing to prevent bottlenecks and service gaps.

Outcome Prediction

Longitudinal data analysis surfaces intervention patterns most strongly associated with stable, long-term outcomes—enabling evidence-based practice at scale.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION VII

Performance Intelligence Framework

Real-Time Dashboards · Shared Metrics · Accountability Architecture

iCARE introduces a unified Performance Intelligence Framework that makes outcomes visible to every stakeholder—from frontline caseworkers to county commissioners to federal agency directors—in real time and in the formats each audience requires.

Constituent-Level Dashboards

Individual service journeys tracked from first contact through stable outcome, with flags for gaps, delays, or elevated risk.

Agency-Level Dashboards

Program performance, referral completion rates, compliance status, and outcome trends visible to agency leadership in real time.

Cross-System Dashboards

System-wide outcomes visible across all participating agencies, enabling attribution, coordination, and shared accountability.

Executive Dashboards

County, state, and federal leaders see aggregate performance, budget efficiency, and population-level trends in formats designed for executive decision-making.

Legislative Reporting

Standardized performance reports generated automatically for legislative oversight, appropriations hearings, and public accountability requirements.

Funder Reporting

Grant performance reports, outcome narratives, and budget efficiency analyses generated from live data for every active funding source.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION VIII

National Governance Model

Governance Principles

  • Agencies maintain independent governance and statutory authority
  • Participation is voluntary and structured through formal partnership agreements
  • Data governance is defined by each agency in accordance with federal and state law
  • No agency relinquishes its accountability relationship to its governing body

Coordination Mechanisms

  • Quarterly cross-system optimization reviews at every governance level
  • Standardized data-sharing agreements built on existing federal frameworks
  • Shared performance metrics developed through consensus across participating agencies
  • Annual legislative and executive reporting requirements fulfilled through shared infrastructure

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION IX

Federal Agency Integration

Cross-Agency Alignment & Funding Coordination

DOJ / OVW / OVC

Domestic violence response, survivor safety, victim services coordination, and justice system integration through consent-based TRACER workflows.

HHS / ACF / SAMHSA

Child welfare, behavioral health, substance use disorder, and family services integration with shared case coordination and outcome measurement.

HUD

Housing stability, homelessness prevention, emergency shelter coordination, and permanent supportive housing pathway management.

VA

Veteran services integration across housing, healthcare, behavioral health, employment, and benefits navigation through unified constituent profiles.

DOL

Workforce development, employment services, apprenticeship programs, and career pathway coordination aligned with housing and stability outcomes.

DOE / CMS

Education access, early childhood services, Medicaid-aligned health coordination, and school-based service integration within the iCARE platform.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION X

Lee County Demonstration Project

Proposed National Pilot Implementation

Lee County, Florida is proposed as the national demonstration site for the iCARE Ecosystem—a jurisdiction with the institutional density, community need, leadership capacity, and geographic diversity to serve as a credible and replicable model for national expansion.

LCHDC

Lee County Housing Development Corporation — housing stability anchor

Lee Health

Regional health system — healthcare integration and clinical coordination

School District

Education integration, school-based services, early intervention

Sheriff & Courts

Justice system integration, diversion programs, reentry coordination

Domestic Violence Partners

Survivor safety, shelter coordination, legal advocacy integration

United Way & Faith Partners

Community coordination, emergency assistance, faith-based service integration

Employers

Workforce alignment, hiring pipeline, economic mobility pathways

Behavioral Health

Mental health, substance use, crisis response, and community care coordination

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION X — CONTINUED

Lee County Implementation Timeline

1

Phase 1 — Foundation (Months 1–3)

Partnership agreements executed. Governance structure established. Technology environment configured. Staff training initiated.

2

Phase 2 — Integration (Months 4–6)

TRACER deployed across anchor institutions. Consent frameworks activated. Cross-agency referral workflows tested. Dashboards launched.

3

Phase 3 — Expansion (Months 7–12)

Community partners fully integrated. AI decision support activated. Performance reporting cycle established. First quarterly optimization review conducted.

4

Phase 4 — Documentation (Months 13–18)

Outcomes documented. Replication toolkit developed. National briefings prepared. Expansion to additional Florida counties initiated.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION XI

National Expansion Strategy

From Lee County to a National Framework

Replication Toolkit Components

  • Implementation manual for county-level deployment
  • Agency partnership agreement templates
  • Data governance and privacy framework documentation
  • Staff training curriculum and certification program
  • Technology configuration and deployment guide

Scaling Conditions

  • Documented proof of concept from Lee County pilot
  • Federal partnership agreement with at least two Cabinet agencies
  • State-level executive sponsorship in expansion jurisdictions
  • Technology infrastructure scaled for multi-site deployment
  • Sustainable funding model validated through pilot performance data

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION XII

Economic Impact & Return on Investment

Cost Avoidance Drivers

  • Elimination of duplicate service delivery across agencies
  • Early intervention reducing crisis-level service utilization
  • Reduced emergency shelter, hospital, and incarceration costs
  • Prevention of child welfare system entry through family stabilization
  • Workforce participation replacing long-term benefits dependency

Economic Development Returns

  • Increased workforce participation among previously disconnected populations
  • Reduced employer costs associated with workforce instability and turnover
  • Technology sector investment and job creation through platform deployment
  • Improved housing market stability supporting local tax base
  • Long-term reduction in public sector administrative overhead

Government Efficiency Gains

  • Consolidated reporting reducing administrative burden across agencies
  • Automated compliance documentation freeing staff time for service delivery
  • Shared infrastructure reducing per-agency technology costs

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION XIII

Non-Negotiable Architectural Guardrails

These guardrails are foundational to the integrity of the iCARE Ecosystem. They must be preserved in every grant application, briefing, implementation guide, and audience-specific communication derived from this canonical document.

Constituent Consent Is Non-Negotiable

No data is shared, no referral is activated, and no cross-system coordination occurs without explicit, documented, and revocable constituent consent.

Agency Independence Is Preserved

Participation in iCARE does not alter any agency's statutory authority, accountability structure, or governing relationships. iCARE is a coordination layer, not a governance replacement.

AI Advises; Humans Decide

All AI-generated recommendations are advisory only. No automated system may make binding determinations about constituent eligibility, services, safety, or outcomes.

Data Sovereignty Is Respected

Each participating agency retains ownership of its data. iCARE does not create a centralized database. Coordination occurs through permission-based interoperability.

No Invented Features

All capabilities described in iCARE communications must reflect the actual, validated architecture. No features may be represented as existing that have not been approved and documented in this canonical blueprint.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION XIV

Eight Audience-Specific Briefings

Each briefing references this canonical blueprint as its source of truth, adapting emphasis and framing for the priorities of each recipient. No briefing invents new features or makes claims not grounded in this document.

1. President of the United States

The National iCARE Initiative — White House Executive Memorandum format. Emphasis: national framework, federal agency integration, OMB, Domestic Policy Council.

2. Governor of Florida

Florida Human Services Modernization Initiative — Executive Briefing Book. Emphasis: government efficiency, accountability, housing, veterans, workforce, real-time dashboards.

3. Florida Cabinet & Agency Secretaries

Florida Agency Integration Strategy — Implementation manual for DCF, DOH, DOE, Commerce, Veterans, Corrections, Juvenile Justice, Housing, Emergency Management.

4. Florida Legislature

Building Florida's Future Through Coordinated Human Services — Policy focus. Legislation, economic impact, cost avoidance, evidence-based government.

5. Lee County Leadership

Lee County Demonstration Project — Local implementation proposal. County partners, timeline, dashboards, community integration.

6. Federal Cabinet Agencies

Federal Cross-System Collaboration Initiative — Cabinet-level briefing aligning iCARE with DOJ, HUD, HHS, SAMHSA, VA, DOE, DOL, CMS, ACF, OVW, OVC.

7. National Philanthropic Partners

Transforming Human Services Through Systems Innovation — Foundation-focused. Why fund systems, infrastructure, and implementation. Why now.

8. National Corporate Partners

Public-Private Partnership Opportunities — Technology sector. Microsoft, Salesforce, Google, Amazon, Apple, OpenAI, Palantir, Cisco. AI, cloud, cybersecurity, national deployment.

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION XV

Consumer Applications

iCARE Ecosystem — Public-Facing Products

B.E.A.T.

MoveQuest Pro

Manually built — not AI-powered

The Sealed Letter Co.

Business Applications

YourNextMove.RealEstate

  • iMATCH

YourNextMove.Mortgage

  • MortgageGuru

MiCAShA

  • SSE University

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

SECTION XVI

Master Grant Application Library

The iCARE Canonical Blueprint serves as the source for every grant submission. Each agency-specific proposal is generated by selecting and adapting the relevant sections rather than rewriting content from scratch.

01

Executive Summary

02

Statement of Need

03

Community Problem

04

Evidence Base

05

Technology Architecture

06

Cross-System Coordination

07

Privacy Framework

08

Consent Framework

09

Implementation

10

Logic Model

11

Evaluation

12

Budget

13

Five-Year Sustainability

14

Commercial Sustainability

15

Pilot Implementation

16

Scaling Strategy

17

Replication Toolkit

18

Research Foundation

19

Appendices

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

Live Links & Resources

State, County & Community

  • Florida Department of Children and Families
  • Florida Department of Health
  • Florida Housing Finance Corporation
  • Lee County
  • Community Foundation
  • Gulf Coast Community Foundation

Foundations & Corporate

  • Robert Wood Johnson Foundation
  • Kresge Foundation
  • Gates Foundation
  • Google.org
  • AWS Imagine Grant
  • Microsoft Philanthropies
  • Salesforce Foundation

Copyright (C) Sean S. Smallwood 2026 . All rights reserved.

FOUNDER BIOGRAPHY

Seanna Smallwood (SeanSherrie)

Housing Systems Innovator | REALTOR® | Senior Mortgage Advisor | Public Policy Strategist | Systems Architect | Founder & Executive Architect, The iCARE Ecosystem | SeanSherrie Enterprises (SSE)

For over 35 years, Seanna Smallwood has been at the forefront of real estate and mortgage finance — not just closing deals, but transforming lives. As a licensed REALTOR® and Senior Mortgage Advisor with EXP Realty and MpireFi, she brings a rare blend of practitioner expertise and academic rigor to every engagement. Lean Six Sigma and Project Management certified, she holds a B.S. in Communications (Magna Cum Laude, Walden University) and is pursuing her MPA in Law & Policy with a perfect 4.0 GPA. As Founder & CEO of Communities We Love On, Inc., she champions housing stability for domestic violence survivors. And as the Systems Architect behind the iCARE Policy Framework & Tech Ecosystem Platform, she is designing the next generation of government-ready, cross-sector collaboration solutions.

Core Competencies

  • Strategic Systems Design & Architecture
  • Cross-Sector Governance & Policy
  • Lean Six Sigma Process Optimization
  • Project Management & KPI Performance
  • Contract Negotiation & Compliance
  • Organizational Leadership & Training
  • Grant Writing & Nonprofit Management
  • Communications, Branding & Marketing
  • Real Estate & Mortgage Advisory (35+ yrs)
  • Technology Innovation & Platform Development
  • Housing Affordability & Foreclosure Prevention
  • Economic Mobility & Wealth Building
  • Trauma-Informed Design
  • Evidence-Based Policy Development
  • Consumer Protection & Compliance
  • Federal Government Consulting

Career Highlights

  • iCARE Ecosystem & TRACER Platform — Systems Architect (2026–Present): Designed full-stack government-ready cross-sector collaboration platform including iCARE, TRACER, B.E.A.T. App, MoveQuest Pro, YourNextMove.realestate, and YourNextMove.mortgage
  • Communities We Love On, Inc. — Nonprofit Founder/CEO (2019): Led nonprofit supporting domestic violence survivors; oversees survivor programs, housing partnerships, legal aid, crisis response, fundraising, and grant writing
  • EXP Realty / MpireFi — REALTOR® & Sr. Mortgage Advisor (2025–Present): Active in residential real estate and mortgage advisory in Fort Myers, FL. NMLS #1252825
  • First Washington Mortgage — Sr. Mortgage Broker & Branch Manager (2016–2020): Managed high-volume mortgage office operations, compliance, and staff development
  • Realty World — Branch Manager / Corporate Trainer / REALTOR® (2008–2011): Designed compliance protocols; supervised 30+ agents and administrative staff
  • Real Estate — 2001: Expanded into real estate representation
  • Mortgage Finance Career Begins — 1988: Entered mortgage finance industry helping families access homeownership

Education & Honors

MPA: Law & Policy

Walden University
GPA 4.0 | Expected May 2027

B.S. Communications / Minor Psychology

Walden University
GPA 3.8 | Magna Cum Laude | Graduated with Honors

Lean Six Sigma & Project Management

Real Estate and Finance Subject Matter Expert, Certified | 2023

Honors & Societies

Magna Cum Laude | Golden Key International Honor Society | Sigma Alpha Pi | NSLS | National Association of REALTORS®

Professional Memberships & Certifications

National Association of REALTORS® (NAR)

Maryland Association of REALTORS®

Broker Compliance Officer

Realty World

Florida Association of REALTORS®

Royal Palm Coast REALTOR® Association

NAR Code of Ethics Trainer

Southern Maryland Association of REALTORS® (SMAR)

Floyd Wickman StarMakers

Train the Trainers Program Graduate (2006)

Founder of MiCAShA Certified Pro

Housing Advocate Certification

NMLS #1252825 | FL Lic. #SL3584145

Federal Government Consultant

Areas of Passion

Housing Affordability

Designing frameworks that expand access to stable, attainable housing across income levels.

Foreclosure Prevention

Building early-intervention systems that identify risk sooner and help homeowners preserve options before crisis escalates.

Economic Mobility

Creating pathways that help individuals and families build financial capability, housing stability, and generational wealth.

Public Policy Innovation

Developing practical, evidence-informed policy frameworks that address systemic gaps in housing, finance, and community development.

Technology for Public Good

Using technology to improve access, transparency, accountability, coordination, and measurable outcomes.

Cross-System Collaboration

Connecting government, nonprofits, housing professionals, lenders, advocates, employers, and community partners around shared outcomes.

Certified Victim Advocate

Centering lived experience, survivor-informed design, and community voice in policy, housing, and systems reform. CORE Comp (2018), Naples Shelter for Abused Women


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Copyright (C) Sean S. Smallwood 2026 . All rights reserved.